Craft beverage makers whose operations primarily consist of craft beverage production including but not limited to beer, wine, liquor, cider, soda, kombucha, and mead. Associated tasting rooms, restaurants, tours, small events, and incidental lodging operations are acceptable.
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Social Service organizations
Both for profit and not-for-profit community or social service focus organizations. Examples of eligible operations include temporary shelters, senior centers, community food services, clothing centers and pet adoption services.
Pest Control and Fumigation
Pest Control and Fumigation contractors, both residential and commercial. Eligible operations include lawn spraying or treatment, structural fumigation and rodent – small animal removal.
Health and Fitness Centers
Membership gym facilities with both free weights and resistance machines. Eligible operations include aerobic dance classes, cardiovascular training, weight training, pilates, yoga, massage therapy, nutritional and weight-loss programs as well as low-impact exercise classes for seniors.
Day Care Centers
Childcare providers who operate independently or as a franchisee whose business is conducted from a single occupancy building, church or synagogue and/or onsite for businesses providing this service for their employees. Both for profit and not-for-profit operations are acceptable.
Beauty Salons & Barber Shops
Businesses whose primary focus is hair care. Skin health, facial aesthetics, nail and foot care, waxing and threading for hair removal, face shaves, aromatherapy and massage therapy are other eligible operations.
Alarm & Security Installation and Sales
Both residential and commercial contractors whose operations include burglar alarm installation, service or repair; CCTV installation; Controlled access, Locksmiths and low voltage wiring i.e. entertainment centers, intercom systems or sound systems
Property
Building, Business Personal Property and Business Income (ALS) are all coverages provided under the package. We can also include Crime for Employee Dishonesty, Money & Securities as well as Forgery/Alteration, Money Orders and Counterfeit Paper Currency. Inland Marine is another coverage option available for contractor’s equipment and electronic data processing (EDP) etc.
Coverage Extensions/Highlights
Additional Insureds are included within the General Liability policy. Additionally, we can extend the coverage to include Professional Liability, Host Liquor Liability, Abuse & Molestation, Assault & Battery as well as offer Limited Pollution Coverage.
Liability
Stone Falls packages General Liability with Property. Other companion liability coverages we can offer include Business Automobile and Excess/Umbrella. Â Business Auto can be scheduled or Hired & Non-Owned can be endorsed to the General Liability.
